Understand the need
We begin with the customer requirement, location, priorities and expected outcome.
Islamabad, Pakistan
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AF UNIVERSALBuilding focused businesses for everyday needs.
We bring specialist companies together under one group, with clear direction, practical service and direct access to the right team.
The Group
One group. Clear businesses. Shared standards.
AF Universal develops and supports businesses that serve practical requirements across Pakistan. Each company has its own specialist role, while the group provides shared direction, accountability and long term thinking.
How the group works →Our Portfolio
Specialist teams for distinct markets.
Select a business to view its focus, common questions and direct quotation option.
01
Renewable energy
AF Solars
Solar solutions planned for homes, businesses, farms and industry.
Explore division↗
02
Climate control
HVAC Solutions
Cooling, ventilation and maintenance for comfortable, dependable spaces.
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03
Water solutions
AF Universal Waters
Drinking water services for homes, offices and institutions.
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04
Packaged water
Zolvic
Reliable packaged drinking water for workplaces, retail and hospitality.
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05
Technology
Digital Solutions
Web, ecommerce and digital systems designed for practical business growth.
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06
Commerce
Consumer Products
Useful consumer products selected for everyday demand and distribution.
Explore division↗How We Work
Simple access. Relevant expertise. Responsible follow through.
Connect the specialist
The enquiry is directed to the business best equipped to handle it.
Move with clarity
Scope, timing and next steps are communicated in a direct and practical way.
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Tell us what you are looking for.
We will connect you with the relevant AF Universal team.